<ARTICLE> 9
<LEGEND>
This legend contains summary information extracted from the Form 10-K and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP INC.
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                          13,045
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                10,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    416,562
<INVESTMENTS-CARRYING>                         579,398
<INVESTMENTS-MARKET>                           563,181
<LOANS>                                      1,872,548
<ALLOWANCE>                                   (19,386)
<TOTAL-ASSETS>                               2,940,907
<DEPOSITS>                                   1,715,959
<SHORT-TERM>                                 1,008,786
<LIABILITIES-OTHER>                             64,259
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           147
<OTHER-SE>                                     151,756
<TOTAL-LIABILITIES-AND-EQUITY>               2,940,907
<INTEREST-LOAN>                                143,527
<INTEREST-INVEST>                               63,695
<INTEREST-OTHER>                                   269
<INTEREST-TOTAL>                               207,491
<INTEREST-DEPOSIT>                              60,470
<INTEREST-EXPENSE>                             106,746
<INTEREST-INCOME-NET>                          100,745
<LOAN-LOSSES>                                    1,200
<SECURITIES-GAINS>                               4,750
<EXPENSE-OTHER>                                 57,430
<INCOME-PRETAX>                                 56,782
<INCOME-PRE-EXTRAORDINARY>                      32,006
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    32,006
<EPS-PRIMARY>                                     2.68
<EPS-DILUTED>                                     2.68
<YIELD-ACTUAL>                                    3.71
<LOANS-NON>                                     25,552
<LOANS-PAST>                                     4,400
<LOANS-TROUBLED>                                 5,818
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                21,272
<CHARGE-OFFS>                                    3,145
<RECOVERIES>                                        59
<ALLOWANCE-CLOSE>                               19,386
<ALLOWANCE-DOMESTIC>                            19,386
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,618