<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Form 10-Q and is qualified in its entiety by reference to such financial statements. </LEGEND> <CIK> 0000941547 <NAME> HF Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> JUN-30-1998 <PERIOD-END> DEC-31-1997 <EXCHANGE-RATE> 1 <CASH> 16,751 <INT-BEARING-DEPOSITS> 28 <FED-FUNDS-SOLD> 2,420 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 256,738 <INVESTMENTS-CARRYING> 148,421 <INVESTMENTS-MARKET> 148,120 <LOANS> 593,975 <ALLOWANCE> 4,803 <TOTAL-ASSETS> 1,063,267 <DEPOSITS> 855,564 <SHORT-TERM> 0 <LIABILITIES-OTHER> 14,068 <LONG-TERM> 110,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 66 <OTHER-SE> 83,569 <TOTAL-LIABILITIES-AND-EQUITY> 1,063,267 <INTEREST-LOAN> 20,476 <INTEREST-INVEST> 16,519 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 36,995 <INTEREST-DEPOSIT> 20,753 <INTEREST-EXPENSE> 24,777 <INTEREST-INCOME-NET> 12,218 <LOAN-LOSSES> 400 <SECURITIES-GAINS> 62 <EXPENSE-OTHER> 9,391 <INCOME-PRETAX> 2,100 <INCOME-PRE-EXTRAORDINARY> 1,229 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,229 <EPS-PRIMARY> 0.20 <EPS-DILUTED> 0.19 <YIELD-ACTUAL> 2.44 <LOANS-NON> 2,224 <LOANS-PAST> 0 <LOANS-TROUBLED> 6,417 <LOANS-PROBLEM> 7,113 <ALLOWANCE-OPEN> 4,780 <CHARGE-OFFS> 1,199 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 3,981 <ALLOWANCE-DOMESTIC> 3,981 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,960