1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 1999 NS&L Bancorp, Inc. ---------------------------------- (Exact name of registrant as specified in charter) Missouri 0-25814 43-1709446 - ---------------------------- ---------------- ------------------- (State or other jurisdiction (Commission File (I.R.S. Employer of incorporation) Number) Identification No.) 111 East Main Street, Neosho, Missouri 64850 - ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (417) 451-0429 -------------- Not Applicable -------------- (Former name or former address, if changed since last report) 2 Item 5. Other Events - ------- ------------ On March 25, 1999, the Registrant announced that its Board of Directors had declared a 20% stock dividend to stockholders of record on April 15, 1999. The additional shares will be issued on April 30, 1999. Reference is made to the Registrant's press release dated March 25, 1999, which is attached hereto as Exhibit 99 and incorporated herein by reference. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits - ------- ------------------------------------------------------------------ Exhibit 99 Registrant's Press release dated March 25, 1999 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. NS&L BANCORP, INC. Date: March 25, 1999 By: /s/ C.R. Butler --------------- C.R. Butler President and Chief Executive Officer