<ARTICLE>                                            9
<LEGEND>
     This schedule contains financial information extracted from the
consolidated financial statements of Fulton Bancshares, Inc. for the nine months
ended March 31, 1999 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<CIK>                         0001017952
<NAME>                        Fulton Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              JUN-30-1999
<PERIOD-START>                                 JUL-01-1998
<PERIOD-END>                                   MAR-31-1999
<EXCHANGE-RATE>                                          1
<CASH>                                                 591
<INT-BEARING-DEPOSITS>                               8,676
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          1,744
<INVESTMENTS-CARRYING>                                   0
<INVESTMENTS-MARKET>                                     0
<LOANS>                                            103,481
<ALLOWANCE>                                          1,093
<TOTAL-ASSETS>                                     117,770
<DEPOSITS>                                          73,605
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                    373
<LONG-TERM>                                         18,375
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                18
<OTHER-SE>                                          25,399
<TOTAL-LIABILITIES-AND-EQUITY>                     117,700
<INTEREST-LOAN>                                      6,139
<INTEREST-INVEST>                                      104
<INTEREST-OTHER>                                       402
<INTEREST-TOTAL>                                     6,645
<INTEREST-DEPOSIT>                                   2,624
<INTEREST-EXPENSE>                                   3,418
<INTEREST-INCOME-NET>                                3,227
<LOAN-LOSSES>                                          130
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                      2,258
<INCOME-PRETAX>                                      1,303
<INCOME-PRE-EXTRAORDINARY>                             815
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           815
<EPS-PRIMARY>                                         0.53
<EPS-DILUTED>                                         0.52
<YIELD-ACTUAL>                                        3.79
<LOANS-NON>                                            607
<LOANS-PAST>                                           241
<LOANS-TROUBLED>                                       617
<LOANS-PROBLEM>                                        241
<ALLOWANCE-OPEN>                                       617
<CHARGE-OFFS>                                        1,156
<RECOVERIES>                                           971
<ALLOWANCE-CLOSE>                                       12
<ALLOWANCE-DOMESTIC>                                   965
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                128