<ARTICLE>                     9
<LEGEND>
    THIS  SCHEDULE  CONTAINS  FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL
STATEMENTS OF UNION FINANCIAL BANCSHARES, INC. FOR THE YEAR TO DATE PERIOD ENDED
DECEMBER 31, 1998 AND  IS  QUALIFIED  IN  ITS  ENTIRETY  BY  REFERENCE  TO  SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0001008598
<NAME>                        Lexington B & L Financial Corp.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S Dollars
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              SEP-30-1999
<PERIOD-START>                                 OCT-01-1998
<PERIOD-END>                                   MAR-31-1999
<EXCHANGE-RATE>                                1
<CASH>                                         2,336
<INT-BEARING-DEPOSITS>                         9,559
<FED-FUNDS-SOLD>                               650
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    3,130
<INVESTMENTS-CARRYING>                         25,546
<INVESTMENTS-MARKET>                           25,732
<LOANS>                                        62,664
<ALLOWANCE>                                    596
<TOTAL-ASSETS>                                 107,682
<DEPOSITS>                                     85,493
<SHORT-TERM>                                   251
<LIABILITIES-OTHER>                            744
<LONG-TERM>                                    5,341
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       13
<OTHER-SE>                                     15,840
<TOTAL-LIABILITIES-AND-EQUITY>                 107,682
<INTEREST-LOAN>                                2,680
<INTEREST-INVEST>                              897
<INTEREST-OTHER>                               44
<INTEREST-TOTAL>                               3,621
<INTEREST-DEPOSIT>                             1,978
<INTEREST-EXPENSE>                             2,086
<INTEREST-INCOME-NET>                          1,535
<LOAN-LOSSES>                                  26
<SECURITIES-GAINS>                             7
<EXPENSE-OTHER>                                1,278
<INCOME-PRETAX>                                415
<INCOME-PRE-EXTRAORDINARY>                     268
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   268
<EPS-PRIMARY>                                  .30
<EPS-DILUTED>                                  .30
<YIELD-ACTUAL>                                 1.60
<LOANS-NON>                                    296
<LOANS-PAST>                                   30
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                1,198
<ALLOWANCE-OPEN>                               599
<CHARGE-OFFS>                                  33
<RECOVERIES>                                   4
<ALLOWANCE-CLOSE>                              596
<ALLOWANCE-DOMESTIC>                           500
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        96