1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 28, 1999 VIRGINIA CAPITAL BANCSHARES, INC. --------------------------------- (Exact name of Registrant as specified in its Charter) Virginia 0-25031 54-1913168 - ---------------- ------- ----------- (State or other) (Commission File Number) (IRS Employer jurisdiction of Identification No.) incorporation) 400 George Street, Fredericksburg, Virginia 22404 - ------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (540) 899-5500 -------------- 2 ITEM 5. OTHER EVENTS. ------------- On October 27, 1999, Virginia Capital Bancshares, Inc. issued a press release which announced that it completed its repurchase of 570,240 shares of its common stock. A press release announcing the completion of the stock repurchase is attached as Exhibit 99.1. ITEM 7. FINANCIAL STATEMENTS AND OTHER EXHIBITS. ---------------------------------------- Exhibit 99.1 Press Release dated October 27, 1999. 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. VIRGINIA CAPITAL BANCSHARES, INC. Date: October 28, 1999 By: /s/ Samuel C. Harding, Jr. ----------------------------- Samuel C. Harding, Jr. President