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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) November 12, 1999
PFSB BANCORP, INC.
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(Exact name of Registrant as specified in its Charter)
Missouri 0-25355 31-1627743
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(State or other) (Commission File Number) (IRS Employer
jurisdiction of Identification No.)
incorporation)
123 West Lafayette Street, Palmyra, Missouri 63461
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (573) 769-2134
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ITEM 5. OTHER EVENTS.
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On November 12, 1999, PFSB Bancorp, Inc. issued a press release which
announced that the 2000 Annual Meeting of Shareholders will be held on January
27, 2000.
A press release announcing the Annual Meeting is attached as Exhibit 99.1.
ITEM 7. FINANCIAL STATEMENTS AND OTHER EXHIBITS.
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Exhibit 99.1 Press Release dated November 12, 1999.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
PFSB BANCORP, INC.
Date: November 15, 1999 By: /s/ Eldon R. Mette
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Eldon R. Mette
President and Chief Executive Officer