<ARTICLE>             9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and the statements of income of Westborough
Financial Services, Inc. and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER>          1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                           2,850
<INT-BEARING-DEPOSITS>                             267
<FED-FUNDS-SOLD>                                 4,776
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     68,039
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         97,000
<ALLOWANCE>                                        876
<TOTAL-ASSETS>                                 183,605
<DEPOSITS>                                     154,849
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                464
<LONG-TERM>                                      4,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            16
<OTHER-SE>                                      23,492
<TOTAL-LIABILITIES-AND-EQUITY>                 183,605
<INTEREST-LOAN>                                  3,440
<INTEREST-INVEST>                                2,052
<INTEREST-OTHER>                                   224
<INTEREST-TOTAL>                                 5,716
<INTEREST-DEPOSIT>                               2,531
<INTEREST-EXPENSE>                               2,636
<INTEREST-INCOME-NET>                            3,080
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 179
<EXPENSE-OTHER>                                    585
<INCOME-PRETAX>                                    813
<INCOME-PRE-EXTRAORDINARY>                         813
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       586
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                     6.8
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    903
<ALLOWANCE-OPEN>                                   879
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         3
<ALLOWANCE-CLOSE>                                  876
<ALLOWANCE-DOMESTIC>                               816
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             60