23.1  Consent of Wolf & Company, P.C.




                                                               Exhibit 23.1


                    [LETTERHEAD OF WOLF & COMPANY, P.C.]




             CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

We consent to the incorporation by reference in this Registration Statement
on Form S-8 of Westborough Financial Services, Inc. of our report dated
October 27, 2000 on the consolidated financial statements of Westborough
Financial Services, Inc. and subsidiary, appearing in the Annual Report on
Form 10-KSB of Westborough Financial Services, Inc. for the year ended
September 30, 2000.


/s/ Wolf & Company, P.C.


Boston, Massachusetts
August 16, 2001