Exhibit 99.3


             STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
             SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350


      The undersigned, Sally J. Hutchins, is the Treasurer of Union Bankshares
Company (the "Company").

      This statement is being furnished in connection with the filing by the
Company of the Company's Annual Report on Form 10-K for the year ended December
31, 2002 (the "Report").

By execution of this statement, I certify that:

      A)    the Report fully complies with the requirements of Section
            13(a) or 15(d) of the Securities Exchange Act of 1934 (15
            U.S.C. 78m(a) or 78o(d)) and
      B)    the information contained in the Report fairly presents, in all
            material respects, the financial condition and results of
            operations of the Company as of the dates and for the periods
            covered by the Report.

      This statement is authorized to be attached as an exhibit to the Report
so that this statement will accompany the Report at such time as the Report is
filed with the Securities and Exchange Commission, pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350.  It is not intended
that this statement be deemed to be filed for purposes of the Securities
Exchange Act of 1934, as amended.  A signed original of this written statement
required by Section 906 has been provided to the Company and will be retained
by the Company and furnished to the Securities and Exchange Commission or its
staff upon request.

Dated 3/25/03                          /s/ Sally J. Hutchins
      -------                          ------------------------------------
                                       Sally J. Hutchins


  27