SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 -------------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: April 17, 2003 Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Vermont 0-11595 0-30287342 (State or Other jurisdiction (Commission (IRS Employer of incorporation) File No.) Identification No.) 275 Kennedy Drive 05403 So. Burlington, Vermont (Zip Code) (Address of principal executive offices) (802) 658-3400 (Registrant's telephone number, including area code) -------------------- - --------------------------------------------------------------------------- Item 5. Other Events. On April 17, 2003, Merchants Bancshares, Inc. (the "Company"), the Delaware bank holding company for Merchants Bank, issued a press release announcing the Company's results for the quarter ended March 31, 2003. The Company is attaching this press release as Exhibit 99.1 to this Current Report on Form 8-K Item 7. Financial Statements, Pro forma Financial Information and Exhibits. (a) Inapplicable (b) Inapplicable (c) Exhibits 99.1 Press Release issued by the Company on April 17, 2003, announcing the Company's results for the quarter ended March 31, 2003. - --------------------------------------------------------------------------- SIGNATURES Pursuant to the requirement of the Securities and Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERCHANTS BANCSHARES, INC. By: /s/ Joseph L. Boutin -------------------- Joseph L. Boutin President and Chief Executive Officer Date: April 17, 2003 -------------- - ---------------------------------------------------------------------------