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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
______________________________
Date of report (Date of earliest event reported): April 29, 2003
WESTBOROUGH FINANCIAL SERVICES, INC.
(Exact name of registrant as specified in its charter)
Massachusetts 000-27997 04-3504121
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
100 E. Main Street, Westborough, MA 01581
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (508) 366-4111
Not Applicable
(Former name or former address, if changed since last report)
Items 1 through 6. Not applicable.
Item 7. Financial Statements and Exhibits
(a) No financial statements are required to be filed with this
report.
(b) No pro forma financial information is required to be filed with
this report.
(c) The following exhibit is filed with this Report:
Exhibit No. Description
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99.1 Press release issued by Westborough Financial Services,
Inc. on April 29, 2003, furnished in accordance with
Item 12 of this Current Report on Form 8-K.
Item 8. Not applicable.
Item 9. Regulation FD
The following information is furnished under this Item 9 in
satisfaction of Item 12, "Disclosure of Results of Operations and Financial
Condition."
On April 29, 2003, Westborough Financial Services, Inc. announced its
earnings for the second quarter of the 2003 fiscal year. A copy of the
press release dated April 29, 2003, describing second quarter earnings is
attached as Exhibit 99.1.
Item 10-11. Not applicable.
Item 12. Results of Operations and Financial Condition
See Item 9 per SEC Release 33-8216, March 27, 2003.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
Westborough Financial Services, INc.
By: /s/ John L. Casagrande
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John L. Casagrande
Senior Vice President, Treasurer
and Clerk
Date: April 29, 2003
EXHIBIT INDEX
Exhibit Description
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99.1 Press Release dated April 29, 2003.