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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
______________________________
Date of report (Date of earliest event reported): July 29, 2003
WESTBOROUGH FINANCIAL SERVICES, INC.
(Exact name of registrant as specified in its charter)
Massachusetts 000-27997 04-3504121
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
100 E. Main Street, Westborough, MA 01581
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (508) 366-4111
Not Applicable
(Former name or former address, if changed since last report)
Items 1 through 6. Not applicable.
Item 7. Financial Statements and Exhibits
(a) No financial statements are required to be filed with this
report.
(b) No pro forma financial information is required to be filed with
this report.
(c) The following exhibit is filed with this Report:
Exhibit No. Description
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99.1 Press release issued by Westborough Financial
Services, Inc. on July 29, 2003, furnished in
accordance with Item 12 of this Current Report
on Form 8-K.
Item 8. Not applicable.
Item 9. Regulation FD
The following information is furnished under this Item 9 in
satisfaction of Item 12, "Disclosure of Results of Operations and Financial
Condition."
On July 29, 2003, Westborough Financial Services, Inc. announced its
earnings for the third quarter of the 2003 fiscal year. A copy of the
press release dated July 29, 2003, describing third quarter earnings is
attached as Exhibit 99.1.
Item 10-11. Not applicable.
Item 12. Results of Operations and Financial Condition
See Item 9 per SEC Release 33-8216, March 27, 2003.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
WESTBOROUGH FINANCIAL SERVICES, INC.
By: /s/ John L. Casagrande
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John L. Casagrande
Senior Vice President, Treasurer and
Clerk
Date: July 29, 2003
EXHIBIT INDEX
Exhibit Description
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99.1 Press Release dated July 29, 2003.