-------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 -------------------------------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 -------------------------------------- Date of report (Date of earliest event reported): July 25, 2003 FALMOUTH BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 01-13465 04-3337685 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 20 Davis Straits, Falmouth, MA 02540 (Address of principal executive offices)(Zip Code) Registrant's telephone number, including area code: (508) 548-3500 Not Applicable (Former name or former address, if changed since last report) Items 1 through 6. Not applicable. Item 7. Financial Statements and Exhibits (a) No financial statements are required to be filed with this report. (b) No pro forma financial information is required to be filed with this report. (c) The following exhibit is filed as part of this Report: Exhibit No. Description ----------- ----------- 99.1 Press release issued by Falmouth Bancorp, Inc. on July 25, 2003, furnished in accordance with Item 12 of this Current Report on Form 8-K. Item 8. Not applicable. Item 9. Regulation FD The following information is furnished under this Item 9 in satisfaction of Item 12, "Disclosure of Results of Operations and Financial Condition." On July 25, 2003, Falmouth Bancorp, Inc. announced its earnings for the third quarter of the 2003 fiscal year. A copy of the press release dated July 25, 2003, describing third quarter earnings is attached as Exhibit 99.1. Item 10-11. Not applicable. Item 12. Results of Operations and Financial Condition See Item 9 per SEC Release 33-8216, March 27, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Falmouth Bancorp, Inc. By: /s/ Santo P. Pasqualucci ---------------------------- Santo P. Pasqualucci President and Chief Executive Officer Date: July 25, 2003 EXHIBIT INDEX Exhibit Description - ------- ----------- 99.1 Press Release dated July 25, 2003.