=========================================================================== UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 ______________________________ Date of report (Date of earliest event reported): August 27, 2003 WESTFIELD FINANCIAL, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 141 Elm Street, Westfield, Massachusetts 01085 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (413) 568-1911 Not Applicable (Former name or former address, if changed since last report) Item 1-4. Not applicable. Item 5. Other Events On August 27, 2003, Westfield Financial, Inc., the holding company for Westfield Bank, issued a news release announcing that the Boards of Directors of the Company and the Bank and the Board of Trustees of Westfield Mutual Holding Company adopted a Plan of Charter Conversion pursuant to which the Company, the Bank and the MHC will convert to federal charters. Item 6. Not applicable. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) No financial statements are required to be filed with this Report. (b) No pro forma financial information is required to be filed with this Report. (c) The following exhibit is filed with this Report: Exhibit No. Description ----------- ----------- 99.1 Press release issued by Westfield Financial, Inc. on August 27, 2003 announcing the adoption of the Plan of Charter Conversion. Items 8-12. Not applicable. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WESTFIELD FINANCIAL, INC. By: /s/ Michael J. Janosco, Jr. ------------------------------- Name: Michael J. Janosco, Jr. Title: Vice President, Chief Financial Officer and Treasurer Date: August 27, 2003 EXHIBIT INDEX Exhibit No. Description - ----------- ----------- 99.1 Press Release dated August 27, 2003.