SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
----------------------------------
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report: October 16, 2003
Merchants Bancshares, Inc.
(Exact name of registrant as specified in its charter)
Vermont 0-11595 0-30287342
(State or Other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
275 Kennedy Drive 05403
So. Burlington, Vermont (Zip Code)
(Address of principal executive offices)
(802) 658-3400
(Registrant's telephone number, including area code)
- ---------------------------------------------------------------------------
Item 7. Financial Statements, Pro forma Financial Information and Exhibits
(a). Inapplicable
(b). Inapplicable
(c). Exhibits
99.1 Press Release issued by Merchants Bancshares, Inc. (the
"Company") on October 16, 2003, announcing the Company's results for the
quarter ended September 30, 2003.
Item 12. Results of Operations and Financial Condition
The following information is furnished under Item 12 - "Results of
Operations and Financial Condition" and such information, including the
exhibits attached hereto, shall not be deemed "filed" for any purpose,
including for the purposes of Section 18 of the Securities and Exchange Act
of 1934, as amended (the "Exchange Act"), or otherwise subject to the
liabilities of that Section . The information in this Current Report on
Form 8-K shall not be deemed incorporated by reference into any filing
under the Securities Act of 1933, as amended, or the Exchange Act
regardless of any general incorporation language in such filing.
- ---------------------------------------------------------------------------
On October 16, 2003, the Company announced its results of operations
for the quarter ended September 30, 2003. A copy of the related press
release is being filed as Exhibit 99.1 to this Form 8-K and is incorporated
herein by reference.
- ---------------------------------------------------------------------------
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Company has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
MERCHANTS BANCSHARES, INC.
By: /s/ Janet P. Spitler
--------------------
Janet P. Spitler
Chief Financial
Officer and Treasurer
Date: October 17, 2003
----------------
- ---------------------------------------------------------------------------