SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Due to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2003 Commission File No. 0-20380 ------- FIRST FEDERAL BANCORP, INC. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Ohio 0-20380 31-1341110 - ---------------------------- ----------- ------------------- (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number Identification No.) 505 Market Street, Zanesville, Ohio 43701 - --------------------------------------------------------- (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code: (740) 588-2265 Item 7. Financial Statements and Exhibits. ---------------------------------- (c) Exhibits: 99.1 First Federal Bancorp, Inc. press release issued on November 20, 2003, announcing financial results for the quarter and year ended September 30, 2003. Item 12. Results of Operations and Financial Condition. ---------------------------------------------- On November 20, 2003 First Federal Bancorp, Inc. issued a press release announcing its quarter and fiscal year ended September 30, 2003 earnings. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. SIGNATURES ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. First Federal Bancorp, Inc. --------------------------- (Registrant) Date: November 20, 2003 By: /s/ J. William Plummer ------------------------------- J. William Plummer President Date: November 20, 2003 By: /s/ Connie Ayres LaPlante ------------------------------- Connie Ayres LaPlante Chief Financial Officer EXHIBIT INDEX Exhibit No. Description - ----------- ----------- 99.1 Press Release dated November 20, 2003 2