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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
______________________________
Date of report (Date of earliest event reported): January 28, 2004
WESTFIELD FINANCIAL, INC.
(Exact name of registrant as specified in its charter)
Massachusetts 001-16767 73-1627673
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
141 Elm Street, Westfield, Massachusetts 01085
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (413) 568-1911
Not Applicable
(Former name or former address, if changed since last report)
Items 1-6. Not applicable.
Item 7. Financial Statements and Exhibits
(a) No financial statements are required to be filed with
this report.
(b) No pro forma financial information is required to be
filed with this report.
(c) The following exhibit is filed as part of this Report:
Exhibit No. Description
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99.1 Press release issued by Westfield Financial, Inc. (the
"Company") on January 28, 2004, furnished in accordance with
Item 12 of this Current Report on Form 8-K.
Items 8-11. Not applicable.
Item 12. Results of Operations and Financial Condition
On January 28, 2004, the Company announced its earnings for the
fourth quarter of the 2003 fiscal year. A copy of the press release dated
January 28, 2004, describing fourth quarter earnings is attached as Exhibit
99.1.
This information and Exhibit 99.1 shall not be deemed "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), or otherwise subject to the liabilities of that
section, nor shall it be deemed incorporated by reference in any filing
under the Securities Act of 1933, as amended, or the Exchange Act, except
as shall be expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
WESTFIELD FINANCIAL, INC.
By: /s/ Michael J. Janosco, Jr.
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Name: Michael J. Janosco, Jr.
Title: Vice President, Chief
Financial Officer and Treasurer
Date: January 29, 2004
EXHIBIT INDEX
Exhibit No. Description
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99.1 Press Release dated January 28, 2004.