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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
______________________________
Date of report (Date of earliest event reported): January 29, 2004
WESTBOROUGH FINANCIAL SERVICES, INC.
(Exact name of registrant as specified in its charter)
Massachusetts 000-27997 04-3504121
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
100 E. Main Street, Westborough, MA 01581
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (508) 366-4111
Not Applicable
(Former name or former address, if changed since last report)
Items 1 through 6. Not applicable.
Item 7. Financial Statements and Exhibits
(a) No financial statements are required to be filed with this
report.
(b) No pro forma financial information is required to be filed with
this report.
(c) The following exhibit is filed with this Report:
Exhibit No. Description
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99.1 Press release issued by Westborough Financial
Services, Inc. on January 29, 2004, furnished in
accordance with Item 12 of this Current Report on Form
8-K.
Items 8 through 11. Not applicable.
Item 12. Results of Operations and Financial Condition
On January 29, 2004, Westborough Financial Services, Inc. announced
its earnings for the first quarter of the 2004 fiscal year. A copy of the
press release dated January 29, 2004, describing first quarter earnings is
attached as Exhibit 99.1.
This information and Exhibit 99.1 shall not be deemed "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), or otherwise subject to the liabilities of that
section, nor shall it be deemed incorporated by reference in any filing
under the Securities Act of 1933, as amended, or the Exchange Act, except
as shall be expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
WESTBOROUGH FINANCIAL SERVICES, INC.
By: /s/ John L. Casagrande
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John L. Casagrande
Senior Vice President, Treasurer
and Clerk
Date: January 30, 2004
EXHIBIT INDEX
Exhibit Description
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99.1 Press Release dated January 29, 2004.