UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 28, 2004
ASB Financial Corp.
(Exact name of registrant as specified in its charter)
Ohio 0-25906 31-1429488
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
503 Chillicothe Street, Portsmouth, Ohio 45662
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (740) 354-3177
_____________________________________________________________
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 2 - Financial Information
Item 2.02 Results of Operations and Financial Condition.
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On October 28, 2004, ASB Financial Corp. issued a press release
regarding its earnings for the quarter ended September 30, 2004. The press
release is attached as Exhibit 99 hereto and is incorporated herein by
reference.
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits.
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(a) and (b). Not applicable.
(c) Exhibits.
See Index to Exhibits.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ASB FINANCIAL CORP.
By: /s/ Robert M. Smith
--------------------------------
Robert M. Smith
President
Date: November 1, 2004
INDEX TO EXHIBITS
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Exhibit Number Description
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99 Press Release of ASB Financial Corp. dated October 28,
2004