SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 1, 2004
Commission File No. 0-20380
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FIRST FEDERAL BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Ohio 0-20380 31-1341110
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number Identification No.)
505 Market Street, Zanesville, Ohio 43701
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(Address of principal executive office) (Zip Code)
Registrant's telephone number, including area code: (740) 588-2265
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):
? ? Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
? ? Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
? ? Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
? ? Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 2.02. Results of Operations and Financial Condition.
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On November 1, 2004 First Federal Bancorp, Inc. issued a press
release announcing its earnings for the quarter and year ended September
30, 2004. A copy of the press release is attached hereto as Exhibit 99 and
is incorporated herein by reference.
Item 9.01. Financial Statements and Exhibits.
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(c) Exhibits:
Exhibit No. Description
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99 Press Release dated November 1, 2004
SIGNATURES
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
First Federal Bancorp, Inc.
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(Registrant)
Date: November 2, 2004 By: /s/ Connie Ayres LaPlante
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Connie Ayres LaPlante
Chief Financial Officer
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