<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> SEP-30-1998 <PERIOD-END> MAR-31-1998 <CASH> 616 <INT-BEARING-DEPOSITS> 30,908 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 30,871 <INVESTMENTS-MARKET> 33,007 <LOANS> 61,415 <ALLOWANCE> 300 <TOTAL-ASSETS> 127,726 <DEPOSITS> 113,871 <SHORT-TERM> 0 <LIABILITIES-OTHER> 74 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 13,296 <TOTAL-LIABILITIES-AND-EQUITY> 127,726 <INTEREST-LOAN> 2,635 <INTEREST-INVEST> 493 <INTEREST-OTHER> 134 <INTEREST-TOTAL> 3,889 <INTEREST-DEPOSIT> 2,201 <INTEREST-EXPENSE> 2,201 <INTEREST-INCOME-NET> 1,688 <LOAN-LOSSES> 74 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,361 <INCOME-PRETAX> 309 <INCOME-PRE-EXTRAORDINARY> 309 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 206 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <YIELD-ACTUAL> 3.34 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 300 <CHARGE-OFFS> 74 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 300 <ALLOWANCE-DOMESTIC> 300 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0