<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-1998 <PERIOD-END> JUN-30-1998 <CASH> 595 <INT-BEARING-DEPOSITS> 10,910 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 41,537 <INVESTMENTS-MARKET> 41,818 <LOANS> 62,073 <ALLOWANCE> 300 <TOTAL-ASSETS> 118,968 <DEPOSITS> 80,807 <SHORT-TERM> 0 <LIABILITIES-OTHER> 83 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 37,464 <TOTAL-LIABILITIES-AND-EQUITY> 118,968 <INTEREST-LOAN> 4,046 <INTEREST-INVEST> 758 <INTEREST-OTHER> 397 <INTEREST-TOTAL> 6,114 <INTEREST-DEPOSIT> 3,258 <INTEREST-EXPENSE> 3,258 <INTEREST-INCOME-NET> 2,856 <LOAN-LOSSES> 74 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,191 <INCOME-PRETAX> 672 <INCOME-PRE-EXTRAORDINARY> 672 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 444 <EPS-PRIMARY> 0.10 <EPS-DILUTED> 0.10 <YIELD-ACTUAL> 3.51 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 300 <CHARGE-OFFS> 74 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 300 <ALLOWANCE-DOMESTIC> 300 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0