<ARTICLE>             9
<RESTATED> 
<MULTIPLIER>          1,000
       
                                                                                            
<PERIOD-TYPE>                   3-MOS                   3-MOS                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1998             DEC-31-1998             DEC-31-1998
<PERIOD-START>                             JAN-01-1998             MAR-31-1998             JUN-30-1998             SEP-30-1998
<PERIOD-END>                               MAR-31-1998             JUN-30-1998             SEP-30-1998             DEC-31-1998
<CASH>                                         117,670                 125,658                 107,142                 164,826
<INT-BEARING-DEPOSITS>                             104                     100                     100                     100
<FED-FUNDS-SOLD>                                16,800                  44,305                  17,600                   4,800
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    983,512               1,029,411               1,078,694               1,127,865
<INVESTMENTS-CARRYING>                          49,605                  29,628                  24,389                  20,545
<INVESTMENTS-MARKET>                            47,710                  30,644                  25,706                  21,606
<LOANS>                                      2,651,608               2,658,665               2,677,148               2,837,106
<ALLOWANCE>                                     39,889                  40,571                  41,746                  44,537
<TOTAL-ASSETS>                               4,001,498               4,057,339               4,067,183               4,402,881
<DEPOSITS>                                   3,111,464               3,186,916               3,237,787               3,639,497
<SHORT-TERM>                                   454,265                 405,037                 349,701                 281,634
<LIABILITIES-OTHER>                             42,904                  40,372                  41,823                  56,163
<LONG-TERM>                                     47,100                  74,787                  73,855                  74,325
<PREFERRED-MANDATORY>                           30,000                  30,000                  30,000                  30,000
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                        23,549                  23,549                  23,549                  23,548
<OTHER-SE>                                     292,216                 296,678                 310,468                 297,714
<TOTAL-LIABILITIES-AND-EQUITY>               4,001,498               4,057,339               4,067,183               4,402,881
<INTEREST-LOAN>                                 58,865                  59,891                  59,790                  60,408
<INTEREST-INVEST>                               16,671                  16,817                  16,860                  17,961
<INTEREST-OTHER>                                   218                     367                     566                     287
<INTEREST-TOTAL>                                75,754                  77,075                  77,216                  78,656
<INTEREST-DEPOSIT>                              28,967                  29,813                  30,539                  31,163
<INTEREST-EXPENSE>                              35,489                  36,368                  36,695                  36,106
<INTEREST-INCOME-NET>                           40,265                  40,707                  40,521                  42,550
<LOAN-LOSSES>                                    2,340                   2,335                   2,335                   2,335
<SECURITIES-GAINS>                               (429)                     103                     319                     526
<EXPENSE-OTHER>                                 32,502                  32,197                  31,493                  56,544
<INCOME-PRETAX>                                 14,301                  16,283                  17,534                 (4,683)
<INCOME-PRE-EXTRAORDINARY>                      14,301                  16,283                  17,534                 (4,683)
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     9,900                  11,264                  12,118                 (4,362)
<EPS-PRIMARY>                                     0.42                    0.48                    0.52                  (0.19)
<EPS-DILUTED>                                     0.42                    0.48                    0.51                  (0.19)
<YIELD-ACTUAL>                                    4.44                    4.36                    4.26                    4.31
<LOANS-NON>                                     18,627                  14,427                  13,249                  12,529
<LOANS-PAST>                                     2,052                   2,302                   3,030                   2,488
<LOANS-TROUBLED>                                    40                      38                   6,378                   5,977
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                38,551                  39,889                  40,571                  41,746
<CHARGE-OFFS>                                    2,377                   3,281                   2,519                   3,553
<RECOVERIES>                                     1,375                   1,627                   1,359                   1,810
<ALLOWANCE-CLOSE>                               39,889                  40,571                  41,746                  44,537
<ALLOWANCE-DOMESTIC>                            39,889                  40,571                  41,746                  44,537
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0                       0