<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1997 MAR-31-1997 JUN-30-1997 SEP-30-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 DEC-31-1997 <CASH> 116,695 120,583 113,391 112,297 <INT-BEARING-DEPOSITS> 101 102 103 71 <FED-FUNDS-SOLD> 32,700 10,200 14,275 0 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 732,667 923,460 949,174 958,553 <INVESTMENTS-CARRYING> 54,401 68,023 65,471 58,626 <INVESTMENTS-MARKET> 54,788 69,080 66,778 59,832 <LOANS> 2,560,776 2,592,895 2,605,150 2,642,049 <ALLOWANCE> 36,411 36,774 37,825 38,551 <TOTAL-ASSETS> 3,604,974 3,831,007 3,861,108 3,930,961 <DEPOSITS> 2,905,285 2,950,520 2,984,628 3,053,634 <SHORT-TERM> 322,895 464,490 451,877 449,935 <LIABILITIES-OTHER> 34,221 35,690 34,038 37,015 <LONG-TERM> 49,588 47,266 44,775 42,249 <PREFERRED-MANDATORY> 0 30,000 30,000 30,000 <PREFERRED> 0 0 0 0 <COMMON> 15,843 15,843 15,843 23,669 <OTHER-SE> 277,141 287,199 299,947 294,459 <TOTAL-LIABILITIES-AND-EQUITY> 3,604,974 3,831,007 3,861,108 3,930,961 <INTEREST-LOAN> 56,392 58,130 59,184 59,708 <INTEREST-INVEST> 12,371 14,621 16,234 16,436 <INTEREST-OTHER> 481 556 344 300 <INTEREST-TOTAL> 69,244 73,307 75,762 76,444 <INTEREST-DEPOSIT> 25,823 26,919 27,957 28,745 <INTEREST-EXPENSE> 30,341 33,005 34,789 35,200 <INTEREST-INCOME-NET> 38,903 40,302 40,973 41,244 <LOAN-LOSSES> 2,110 2,386 2,390 2,486 <SECURITIES-GAINS> 18 14 163 71 <EXPENSE-OTHER> 30,594 31,638 32,774 32,923 <INCOME-PRETAX> 14,452 14,410 15,493 17,622 <INCOME-PRE-EXTRAORDINARY> 14,452 14,410 15,493 17,622 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 9,732 9,761 10,475 11,848 <EPS-PRIMARY> 0.41 0.41 0.44 0.50 <EPS-DILUTED> 0.42 0.41 0.42 0.49 <YIELD-ACTUAL> 4.74 4.60 4.49 4.49 <LOANS-NON> 21,131 18,639 20,825 18,176 <LOANS-PAST> 3,304 2,220 2,449 2,262 <LOANS-TROUBLED> 559 552 172 42 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 35,913 36,411 36,774 37,825 <CHARGE-OFFS> 3,235 3,280 2,649 3,200 <RECOVERIES> 1,623 1,256 1,311 1,440 <ALLOWANCE-CLOSE> 36,411 36,774 37,825 38,551 <ALLOWANCE-DOMESTIC> 36,411 36,774 37,825 38,551 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0