UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 20, 1999 ------------- FFY FINANCIAL CORP. ----------------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 0-21638 34-1735753 - --------------- ------------------------ -------------- (State or other (Commission File Number) (IRS Employer jurisdiction of Identification incorporation) Number) 724 Boardman-Poland Road, Youngstown, Ohio 44512 - ------------------------------------------ -------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 330-726-3396 - --------------------------------------------------- ------------ N/A ------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events - ------- ------------ On July 20, 1999, the Registrant issued the attached press release. Among the items announced in the press release was the date of the 1999 Annual Meeting of Stockholders. The record date for voting at the Annual Meeting is August 31, 1999. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. FFY FINANCIAL CORP. Date: July 30, 1999 By: /s/ Jeffrey L. Francis ------------- ------------------------ Jeffrey L. Francis, President and CEO