<ARTICLE>                                          5
<LEGEND>
(In thousands, except per share data; unaudited)
</LEGEND>
                                                    
                                                  
<PERIOD-TYPE>                                      9-MOS
<FISCAL-YEAR-END>                                  DEC-31-1996
<PERIOD-END>                                       SEP-30-1996
<CASH>                                                              1,801,515
<SECURITIES>                                                                0
<RECEIVABLES>                                                       1,959,884
<ALLOWANCES>                                                                0
<INVENTORY>                                                                 0
<CURRENT-ASSETS>                                                    3,761,399
<PP&E>                                                                193,329
<DEPRECIATION>                                                         30,863
<TOTAL-ASSETS>                                                      4,778,850
<CURRENT-LIABILITIES>                                               1,692,589
<BONDS>                                                                     0
<PREFERRED-MANDATORY>                                                       0
<PREFERRED>                                                                 0
<COMMON>                                                                  985
<OTHER-SE>                                                          3,049,743
<TOTAL-LIABILITY-AND-EQUITY>                                        4,778,850
<SALES>                                                               122,832
<TOTAL-REVENUES>                                                      122,832
<CGS>                                                                  26,679
<TOTAL-COSTS>                                                         188,277
<OTHER-EXPENSES>                                                            0
<LOSS-PROVISION>                                                       19,609
<INTEREST-EXPENSE>                                                      6,937
<INCOME-PRETAX>                                                      (87,717)
<INCOME-TAX>                                                                0
<INCOME-CONTINUING>                                                  (87,717)
<DISCONTINUED>                                                              0
<EXTRAORDINARY>                                                             0
<CHANGES>                                                                   0
<NET-INCOME>                                                         (87,717)
<EPS-PRIMARY>                                                         (0.006)
<EPS-DILUTED>                                                         (0.006)