<ARTICLE> 7 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> Dec-31-1997 <PERIOD-START> Jan-1-1997 <PERIOD-END> Sep-30-1997 <DEBT-HELD-FOR-SALE> 634,553 <DEBT-CARRYING-VALUE> 36,521 <DEBT-MARKET-VALUE> 37,336 <EQUITIES> 37,921 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 708,995 <CASH> 34,320 <RECOVER-REINSURE> 27,721 <DEFERRED-ACQUISITION> 27,689 <TOTAL-ASSETS> 1,342,088 <POLICY-LOSSES> 765,903 <UNEARNED-PREMIUMS> 120,876 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 107,525 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 256,825 <TOTAL-LIABILITY-AND-EQUITY> 1,342,088 <PREMIUMS> 194,677 <INVESTMENT-INCOME> 32,272 <INVESTMENT-GAINS> 63 <OTHER-INCOME> 24,783 <BENEFITS> 128,299 <UNDERWRITING-AMORTIZATION> 56,660 <UNDERWRITING-OTHER> 12,752 <INCOME-PRETAX> 30,340 <INCOME-TAX> 8,974 <INCOME-CONTINUING> 21,366 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,848 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0