<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE U.S. BANCORP DECEMBER 31, 1999, 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 4,036,000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,037,000 <TRADING-ASSETS> 617,000 <INVESTMENTS-HELD-FOR-SALE> 4,871,000 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 62,885,000 <ALLOWANCE> 995,400 <TOTAL-ASSETS> 81,530,000 <DEPOSITS> 51,530,000 <SHORT-TERM> 2,256,000 <LIABILITIES-OTHER> 2,441,000 <LONG-TERM> 16,563,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 943,000 <OTHER-SE> 6,695,000 <TOTAL-LIABILITIES-AND-EQUITY> 81,530,000 <INTEREST-LOAN> 5,208,600 <INTEREST-INVEST> 307,900 <INTEREST-OTHER> 160,200 <INTEREST-TOTAL> 5,676,700 <INTEREST-DEPOSIT> 1,291,200 <INTEREST-EXPENSE> 2,416,000 <INTEREST-INCOME-NET> 3,260,700 <LOAN-LOSSES> 531,000 <SECURITIES-GAINS> (1,300) <EXPENSE-OTHER> 3,126,900 <INCOME-PRETAX> 2,361,500 <INCOME-PRE-EXTRAORDINARY> 1,506,500 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,506,500 <EPS-BASIC> 2.07 <EPS-DILUTED> 2.06 <YIELD-ACTUAL> 4.83 <LOANS-NON> 310,000 <LOANS-PAST> 125,800 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,000,900 <CHARGE-OFFS> 727,700 <RECOVERIES> 160,000 <ALLOWANCE-CLOSE> 995,400 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0