SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): MARCH 1, 2000 ----------------------------- M&T BANK CORPORATION - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) New York - -------------------------------------------------------------------------------- (State or other jurisdiction of incorporation) 1-9861 16-0968385 - ------------------------ ------------------------------------ (Commission File Number) (I.R.S. Employer Identification No.) One M&T Plaza, Buffalo, New York 14203 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (716) 842-5445 ---------------------------- (NOT APPLICABLE) - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events. M&T Bank Corporation announced on March 1, 2000 that Manufacturers and Traders Trust Company ("M&T Bank"), its principal bank subsidiary, had consummated the acquisition of Matthews, Bartlett & Dedecker, Inc., a property and casualty insurance agency based in Buffalo, New York. The insurance agency will operate as a subsidiary of M&T Bank. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. M&T BANK CORPORATION Date: March 1, 2000 By: /s/ Michael P. Pinto ---------------------------- Michael P. Pinto Executive Vice President and Chief Financial Officer - 2 -