<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED FINANCIAL STATEMENTS OF MEEMIC HOLDINGS INC. AND SUBSIDIARIES
AS OF DECEMBER 31,1999 AND 1998 AND FOR THE YEARS THEN ENDED,RESPECTIVELY AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<DEBT-HELD-FOR-SALE>                           157,353                 122,997
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                                  0                       0
<EQUITIES>                                           0                       0
<MORTGAGE>                                           0                       0
<REAL-ESTATE>                                    2,300                       0
<TOTAL-INVEST>                                 159,653                 124,903
<CASH>                                           8,779                   3,978
<RECOVER-REINSURE>                               1,899                   5,927
<DEFERRED-ACQUISITION>                           2,720                     278
<TOTAL-ASSETS>                                 274,649                 239,330
<POLICY-LOSSES>                                 96,009                  92,298
<UNEARNED-PREMIUMS>                             34,148                  31,586
<POLICY-OTHER>                                       0                       0
<POLICY-HOLDER-FUNDS>                                0                       0
<NOTES-PAYABLE>                                  1,066                  39,715
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        65,295                       0
<OTHER-SE>                                      61,890                  52,224
<TOTAL-LIABILITY-AND-EQUITY>                   274,649                 239,330
<PREMIUMS>                                      93,034                  64,040
<INVESTMENT-INCOME>                              8,285                   6,958
<INVESTMENT-GAINS>                                (20)                      31
<OTHER-INCOME>                                   1,877                   2,111
<BENEFITS>                                      62,858                  43,452
<UNDERWRITING-AMORTIZATION>                          0                       0
<UNDERWRITING-OTHER>                            22,977                  17,457
<INCOME-PRETAX>                                 17,341                  12,231
<INCOME-TAX>                                     5,531                   3,562
<INCOME-CONTINUING>                             11,810                   8,669
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                  1,525                   (303)
<CHANGES>                                            0                       0
<NET-INCOME>                                    13,335                   8,366
<EPS-BASIC>                                       2.02                       0
<EPS-DILUTED>                                     1.94                       0
<RESERVE-OPEN>                                  38,965                  38,016
<PROVISION-CURRENT>                             69,822                  47,074
<PROVISION-PRIOR>                              (6,964)                 (3,622)
<PAYMENTS-CURRENT>                              42,376                  31,009
<PAYMENTS-PRIOR>                                12,884                  11,494
<RESERVE-CLOSE>                                 46,563                  38,965
<CUMULATIVE-DEFICIENCY>                              0                   6,966