<ARTICLE> 9
<CIK> 0001027324
<NAME> MID-STATE BANCSHARES
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          56,080
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                17,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    433,898
<INVESTMENTS-CARRYING>                          31,383
<INVESTMENTS-MARKET>                            31,075
<LOANS>                                        768,814
<ALLOWANCE>                                     13,105
<TOTAL-ASSETS>                               1,355,218
<DEPOSITS>                                   1,168,454
<SHORT-TERM>                                    15,357
<LIABILITIES-OTHER>                             11,076
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        59,681
<OTHER-SE>                                     100,650
<TOTAL-LIABILITIES-AND-EQUITY>               1,355,218
<INTEREST-LOAN>                                 67,372
<INTEREST-INVEST>                               29,899
<INTEREST-OTHER>                                 2,356
<INTEREST-TOTAL>                                99,627
<INTEREST-DEPOSIT>                              25,742
<INTEREST-EXPENSE>                              26,071
<INTEREST-INCOME-NET>                           73,556
<LOAN-LOSSES>                                       50
<SECURITIES-GAINS>                                 (5)
<EXPENSE-OTHER>                                 57,488
<INCOME-PRETAX>                                 33,483
<INCOME-PRE-EXTRAORDINARY>                      22,053
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    22,053
<EPS-BASIC>                                       1.96
<EPS-DILUTED>                                     1.94
<YIELD-ACTUAL>                                    7.85
<LOANS-NON>                                      1,520
<LOANS-PAST>                                     4,199
<LOANS-TROUBLED>                                 2,527
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                14,441
<CHARGE-OFFS>                                    2,522
<RECOVERIES>                                     1,136
<ALLOWANCE-CLOSE>                               13,105
<ALLOWANCE-DOMESTIC>                            13,105
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,990