<ARTICLE> 9 <CIK> 0001027324 <NAME> MID-STATE BANCSHARES <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 56,080 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 17,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 433,898 <INVESTMENTS-CARRYING> 31,383 <INVESTMENTS-MARKET> 31,075 <LOANS> 768,814 <ALLOWANCE> 13,105 <TOTAL-ASSETS> 1,355,218 <DEPOSITS> 1,168,454 <SHORT-TERM> 15,357 <LIABILITIES-OTHER> 11,076 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 59,681 <OTHER-SE> 100,650 <TOTAL-LIABILITIES-AND-EQUITY> 1,355,218 <INTEREST-LOAN> 67,372 <INTEREST-INVEST> 29,899 <INTEREST-OTHER> 2,356 <INTEREST-TOTAL> 99,627 <INTEREST-DEPOSIT> 25,742 <INTEREST-EXPENSE> 26,071 <INTEREST-INCOME-NET> 73,556 <LOAN-LOSSES> 50 <SECURITIES-GAINS> (5) <EXPENSE-OTHER> 57,488 <INCOME-PRETAX> 33,483 <INCOME-PRE-EXTRAORDINARY> 22,053 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 22,053 <EPS-BASIC> 1.96 <EPS-DILUTED> 1.94 <YIELD-ACTUAL> 7.85 <LOANS-NON> 1,520 <LOANS-PAST> 4,199 <LOANS-TROUBLED> 2,527 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 14,441 <CHARGE-OFFS> 2,522 <RECOVERIES> 1,136 <ALLOWANCE-CLOSE> 13,105 <ALLOWANCE-DOMESTIC> 13,105 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,990