<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF UNITED COMMUNITY FINANCIAL CORP. AS OF AND
FOR THE THREE MONTHS ENDED MARCH 31, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                          18,362
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,056
<TRADING-ASSETS>                                 6,590
<INVESTMENTS-HELD-FOR-SALE>                    259,535
<INVESTMENTS-CARRYING>                         132,832
<INVESTMENTS-MARKET>                           129,465
<LOANS>                                        735,950
<ALLOWANCE>                                      6,390
<TOTAL-ASSETS>                               1,238,361
<DEPOSITS>                                     824,838
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            155,585
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       136,616
<OTHER-SE>                                     121,322
<TOTAL-LIABILITIES-AND-EQUITY>               1,238,361
<INTEREST-LOAN>                                 14,314
<INTEREST-INVEST>                                6,455
<INTEREST-OTHER>                                 1,110
<INTEREST-TOTAL>                                21,879
<INTEREST-DEPOSIT>                               8,161
<INTEREST-EXPENSE>                              10,083
<INTEREST-INCOME-NET>                           11,796
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 381
<EXPENSE-OTHER>                                 14,441
<INCOME-PRETAX>                                  4,610
<INCOME-PRE-EXTRAORDINARY>                       4,610
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,102
<EPS-BASIC>                                       0.09
<EPS-DILUTED>                                     0.09
<YIELD-ACTUAL>                                    3.94
<LOANS-NON>                                      3,952
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   216
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,405
<CHARGE-OFFS>                                       28
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                                6,390
<ALLOWANCE-DOMESTIC>                             6,390
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0