UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ----------------- FORM 11-K ----------------- (Mark One) [x] ANNUAL REPORT PURSUANT TO SECTION 15[d] OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1999 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15[d] OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ___________ to ____________ Commission File Number 01-14115 A. Full title of the Plan: RESORTQUEST SAVINGS AND RETIREMENT PLAN B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: ResortQuest International, Inc. 530 Oak Court Drive, Suite 360 Memphis, TN 38117 REQUIRED INFORMATION The ResortQuest Savings and Retirement Plan (the "Plan") is subject to the Employee Retirement Income Security Act of 1974. Item 4. In lieu of the requirements of Items 1, 2 and 3 of this Form 11-K, the following financial statements of the Plan, notes and schedule thereto, and Report of Independent Auditors thereon are being filed as Exhibit 99.1 to this Report: (a) Independent Auditor's Report; (b) Statement of Net Assets Available for Benefits - December 31, 1999; (c) Statement of Changes in Net Assets Available for Benefits for the Period from Inception (April 1, 1999) to December 31, 1999; (d) Notes to Financial Statements; and (e) Schedule of Assets Held for Investment Purposes at End of Year. The Consent of Independent Auditors to the incorporation by reference of the foregoing financial statements in the Registration Statement on Form S-8 (No. 333-79021) pertaining to the Plan is being filed as Exhibit 23.1 to this Report. SIGNATURES The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, ResortQuest International, Inc. which administers the ResortQuest Savings and Retirement Plan has duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized. RESORTQUEST SAVINGS AND RETIREMENT PLAN By: /s/ J. Mitchell Collins ----------------------------------------------------- J. Mitchell Collins, Chief Financial Officer of ResortQuest International, Inc., the Plan Administrator Dated: June 28, 2000 ----------------------------------------------------- EXHIBITS The following Exhibits are being filed with this Annual Report on Form 11-K: (23) CONSENT OF EXPERTS AND COUNSEL: 23.1 Consent of Thompson Dunavant PLC (99) ADDITIONAL EXHIBITS 99.1 Annual Financial Statements and Supplemental Schedule of ResortQuest Savings & Retirement Plan for the period from inception (April 1, 1999) to December 31, 1999