<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 2000 AND RELATED STATEMENTS
OF OPERATIONS AND CASH FLOWS FOR THE SIX MONTH PERIOD ENDING JUNE 30, 2000 OF
ACCESS ANYTIME BANCORP, INC. AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           5,914
<INT-BEARING-DEPOSITS>                           3,845
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,375
<INVESTMENTS-CARRYING>                           7,416
<INVESTMENTS-MARKET>                             7,316
<LOANS>                                        111,084
<ALLOWANCE>                                        601
<TOTAL-ASSETS>                                 148,907
<DEPOSITS>                                     120,756
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                773
<LONG-TERM>                                     14,250
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            15
<OTHER-SE>                                      11,501
<TOTAL-LIABILITIES-AND-EQUITY>                 148,907
<INTEREST-LOAN>                                  4,366
<INTEREST-INVEST>                                  572
<INTEREST-OTHER>                                   200
<INTEREST-TOTAL>                                 5,138
<INTEREST-DEPOSIT>                               2,284
<INTEREST-EXPENSE>                               2,604
<INTEREST-INCOME-NET>                            2,534
<LOAN-LOSSES>                                       77
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,617
<INCOME-PRETAX>                                    406
<INCOME-PRE-EXTRAORDINARY>                         406
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       268
<EPS-BASIC>                                       0.22
<EPS-DILUTED>                                     0.21
<YIELD-ACTUAL>                                    7.67
<LOANS-NON>                                         86
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   278
<LOANS-PROBLEM>                                    278
<ALLOWANCE-OPEN>                                   864
<CHARGE-OFFS>                                      102
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                                  601
<ALLOWANCE-DOMESTIC>                               601
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0