<ARTICLE> 9 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 75,159 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 10,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 354,226 <INVESTMENTS-CARRYING> 29,457 <INVESTMENTS-MARKET> 29,160 <LOANS> 859,286 <ALLOWANCE> (13,000) <TOTAL-ASSETS> 1,374,930 <DEPOSITS> 1,188,061 <SHORT-TERM> 7,784 <LIABILITIES-OTHER> 15,221 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 53,826 <OTHER-SE> 110,038 <TOTAL-LIABILITIES-AND-EQUITY> 1,374,930 <INTEREST-LOAN> 40,784 <INTEREST-INVEST> 11,738 <INTEREST-OTHER> 516 <INTEREST-TOTAL> 53,038 <INTEREST-DEPOSIT> 12,851 <INTEREST-EXPENSE> 13,096 <INTEREST-INCOME-NET> 39,942 <LOAN-LOSSES> 100 <SECURITIES-GAINS> (4) <EXPENSE-OTHER> 28,346 <INCOME-PRETAX> 20,363 <INCOME-PRE-EXTRAORDINARY> 20,363 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 13,204 <EPS-BASIC> 1.17 <EPS-DILUTED> 1.16 <YIELD-ACTUAL> 8.50 <LOANS-NON> 5,616 <LOANS-PAST> 1,978 <LOANS-TROUBLED> 2,532 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 13,105 <CHARGE-OFFS> 574 <RECOVERIES> 369 <ALLOWANCE-CLOSE> 13,000 <ALLOWANCE-DOMESTIC> 13,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0