<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED BALANCE SHEETS AT DECEMBER 31, 1999 AND SEPTEMBER 30, 2000 AND CONSOLIDATED STATEMENT OF OPERATIONS FOR THE YEAR ENDED DECEMBER 31, 1999 AND THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR 6-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-2000 <PERIOD-START> JAN-01-1999 JAN-01-2000 <PERIOD-END> DEC-31-1999 SEP-30-2000 <DEBT-HELD-FOR-SALE> 0 0 <DEBT-CARRYING-VALUE> 0 0 <DEBT-MARKET-VALUE> 0 0 <EQUITIES> 0 0 <MORTGAGE> 0 0 <REAL-ESTATE> 0 0 <TOTAL-INVEST> 0 0 <CASH> 2,396 2,149 <RECOVER-REINSURE> 0 0 <DEFERRED-ACQUISITION> 0 0 <TOTAL-ASSETS> 20,610 23,236 <POLICY-LOSSES> 0 0 <UNEARNED-PREMIUMS> 0 0 <POLICY-OTHER> 0 0 <POLICY-HOLDER-FUNDS> 0 0 <NOTES-PAYABLE> 5,867 7,287 <PREFERRED-MANDATORY> 2,500 2,500 <PREFERRED> 0 0 <COMMON> 5 7 <OTHER-SE> (25,711) (97,018) <TOTAL-LIABILITY-AND-EQUITY> 20,610 23,236 <PREMIUMS> 0 0 <INVESTMENT-INCOME> 0 0 <INVESTMENT-GAINS> 0 0 <OTHER-INCOME> (5) 62 <BENEFITS> 0 0 <UNDERWRITING-AMORTIZATION> 0 0 <UNDERWRITING-OTHER> 0 0 <INCOME-PRETAX> (29,282) (82,507) <INCOME-TAX> 137 1,354 <INCOME-CONTINUING> 0 0 <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> (29,420) (83,862) <EPS-BASIC> (5.28) (13.11) <EPS-DILUTED> (5.28) (13.11) <RESERVE-OPEN> 0 0 <PROVISION-CURRENT> 0 0 <PROVISION-PRIOR> 0 0 <PAYMENTS-CURRENT> 0 0 <PAYMENTS-PRIOR> 0 0 <RESERVE-CLOSE> 0 0 <CUMULATIVE-DEFICIENCY> 0 0