<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (IN
MILLIONS, EXCEPT PER SHARE DATA) (UNAUDITED) AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000

                                                  
<PERIOD-TYPE>                   9-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-1999
<PERIOD-START>                             JUL-01-2000             JUL-01-1999
<PERIOD-END>                               SEP-30-2000             DEC-31-1999
<CASH>                                           1,103                   1,605
<SECURITIES>                                     3,582                   3,114
<RECEIVABLES>                                      906                     912
<ALLOWANCES>                                         0                       0
<INVENTORY>                                          0                       0
<CURRENT-ASSETS>                                 3,995                   4,568
<PP&E>                                             269                     278
<DEPRECIATION>                                       0                       0
<TOTAL-ASSETS>                                  10,463                  10,273
<CURRENT-LIABILITIES>                            6,281                   5,892
<BONDS>                                            400                     400
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             2                       2
<OTHER-SE>                                       3,655                   3,612
<TOTAL-LIABILITY-AND-EQUITY>                    10,463                  10,273
<SALES>                                          5,313                   4,849
<TOTAL-REVENUES>                                 5,369                   4,903
<CGS>                                            4,998                   4,603
<TOTAL-COSTS>                                    5,060                   4,664
<OTHER-EXPENSES>                                     0                       0
<LOSS-PROVISION>                                     0                       0
<INTEREST-EXPENSE>                                (18)                    (10)
<INCOME-PRETAX>                                    291                     229
<INCOME-TAX>                                     (109)                   (185)
<INCOME-CONTINUING>                                182                     144
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       182                     144
<EPS-BASIC>                                       1.13                    0.83
<EPS-DILUTED>                                     1.08                    0.81