<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF MEEMIC HOLDINGS, INC.
AND SUBSIDIARIES AS OF SEPTEMBER 30, 2000 AND FOR THE NINE MONTHS THEN ENDED AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<DEBT-HELD-FOR-SALE>                           170,797
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                           0
<REAL-ESTATE>                                    2,300
<TOTAL-INVEST>                                 181,193
<CASH>                                           7,689
<RECOVER-REINSURE>                               4,729
<DEFERRED-ACQUISITION>                           3,040
<TOTAL-ASSETS>                                 306,729
<POLICY-LOSSES>                                106,958
<UNEARNED-PREMIUMS>                             37,098
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                  1,040
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        65,295
<OTHER-SE>                                      76,142
<TOTAL-LIABILITY-AND-EQUITY>                   306,729
<PREMIUMS>                                      87,852
<INVESTMENT-INCOME>                              7,855
<INVESTMENT-GAINS>                                (56)
<OTHER-INCOME>                                   1,293
<BENEFITS>                                      55,721
<UNDERWRITING-AMORTIZATION>                          0
<UNDERWRITING-OTHER>                            20,676
<INCOME-PRETAX>                                 18,296
<INCOME-TAX>                                     5,326
<INCOME-CONTINUING>                             12,970
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    12,970
<EPS-BASIC>                                       1.97
<EPS-DILUTED>                                     1.93
<RESERVE-OPEN>                                  46,563
<PROVISION-CURRENT>                             62,698
<PROVISION-PRIOR>                              (6,977)
<PAYMENTS-CURRENT>                              39,123
<PAYMENTS-PRIOR>                                13,158
<RESERVE-CLOSE>                                 50,003
<CUMULATIVE-DEFICIENCY>                              0