<ARTICLE> 9 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 78,590 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 378,330 <INVESTMENTS-CARRYING> 27,856 <INVESTMENTS-MARKET> 27,748 <LOANS> 884,621 <ALLOWANCE> 13,093 <TOTAL-ASSETS> 1,416,619 <DEPOSITS> 1,223,450 <SHORT-TERM> 9,042 <LIABILITIES-OTHER> 15,674 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 51,734 <OTHER-SE> 116,719 <TOTAL-LIABILITIES-AND-EQUITY> 1,416,619 <INTEREST-LOAN> 62,973 <INTEREST-INVEST> 17,188 <INTEREST-OTHER> 1,139 <INTEREST-TOTAL> 81,300 <INTEREST-DEPOSIT> 19,846 <INTEREST-EXPENSE> 20,218 <INTEREST-INCOME-NET> 61,082 <LOAN-LOSSES> 400 <SECURITIES-GAINS> (5) <EXPENSE-OTHER> 43,070 <INCOME-PRETAX> 31,032 <INCOME-PRE-EXTRAORDINARY> 31,032 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,201 <EPS-BASIC> 1.81 <EPS-DILUTED> 1.77 <YIELD-ACTUAL> 8.57 <LOANS-NON> 5,351 <LOANS-PAST> 416 <LOANS-TROUBLED> 3,139 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 13,105 <CHARGE-OFFS> 943 <RECOVERIES> 531 <ALLOWANCE-CLOSE> 13,093 <ALLOWANCE-DOMESTIC> 13,093 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0