<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 29,039 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 28,800 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 514,585 <INVESTMENTS-CARRYING> 3,924 <INVESTMENTS-MARKET> 3,918 <LOANS> 2,505,598 <ALLOWANCE> 26,331 <TOTAL-ASSETS> 3,276,687 <DEPOSITS> 2,000,631 <SHORT-TERM> 0 <LIABILITIES-OTHER> 12,293 <LONG-TERM> 1,006,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 219 <OTHER-SE> 214,294 <TOTAL-LIABILITIES-AND-EQUITY> 3,276,687 <INTEREST-LOAN> 146,416 <INTEREST-INVEST> 38,372 <INTEREST-OTHER> 6,804 <INTEREST-TOTAL> 191,592 <INTEREST-DEPOSIT> 66,979 <INTEREST-EXPENSE> 135,455 <INTEREST-INCOME-NET> 50,637 <LOAN-LOSSES> 5,500 <SECURITIES-GAINS> (8,203) <EXPENSE-OTHER> 34,042 <INCOME-PRETAX> 11,207 <INCOME-PRE-EXTRAORDINARY> 32,391 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,784 <EPS-BASIC> 1.50 <EPS-DILUTED> 1.50 <YIELD-ACTUAL> 7.28 <LOANS-NON> 13,850 <LOANS-PAST> 0 <LOANS-TROUBLED> 3,743 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 21,051 <CHARGE-OFFS> 2,768 <RECOVERIES> 517 <ALLOWANCE-CLOSE> 26,331 <ALLOWANCE-DOMESTIC> 26,331 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0