<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 55,300 <SECURITIES> 0 <RECEIVABLES> 1,197,500 <ALLOWANCES> (138,600) <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 4,492,400 <CURRENT-LIABILITIES> 0 <BONDS> 3,180,000 <PREFERRED-MANDATORY> 5,000 <PREFERRED> 0 <COMMON> 50,000 <OTHER-SE> 341,500 <TOTAL-LIABILITY-AND-EQUITY> 4,492,400 <SALES> 0 <TOTAL-REVENUES> 309,800 <CGS> 0 <TOTAL-COSTS> 206,300 <OTHER-EXPENSES> 10,200 <LOSS-PROVISION> 7,400 <INTEREST-EXPENSE> 165,400 <INCOME-PRETAX> 103,500 <INCOME-TAX> 38,300 <INCOME-CONTINUING> 65,200 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 65,200 <EPS-BASIC> 0 <EPS-DILUTED> 0