EXHIBIT 23.1




INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Registration Statement
of Chandler Insurance Company, Ltd. (the "Company") on Form S-8 of our report
dated February 11, 2000, which contains an explanatory paragraph relating to
legal proceedings involving the Company, appearing in the Annual Report on
Form 10-K of the Company for the year ended December 31, 1999.



/s/ Deloitte & Touche LLP

Tulsa, Oklahoma
December 29, 2000