<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) THE BALANCE SHEET AND STATEMENT OF OPERATIONS FILED AS PART OF THE ANNUAL REPORT ON FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) REPORT ON FORM 10-K. </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> OCT-31-2000 <PERIOD-END> OCT-31-2000 <CASH> 440,131 <SECURITIES> 0 <RECEIVABLES> 24,048,223 <ALLOWANCES> 23,556,935 <INVENTORY> 734,688 <CURRENT-ASSETS> 25,729,408 <PP&E> 5,186,269 <DEPRECIATION> 3,367,372 <TOTAL-ASSETS> 1,818,897 <CURRENT-LIABILITIES> 22,909,270 <BONDS> 15,722,954 <PREFERRED-MANDATORY> 0 <PREFERRED> 60,408 <COMMON> 85,054 <OTHER-SE> 24,873,414 <TOTAL-LIABILITY-AND-EQUITY> 38,348,781 <SALES> 66,460,073 <TOTAL-REVENUES> 66,460,073 <CGS> 37,174,351 <TOTAL-COSTS> 64,828,209 <OTHER-EXPENSES> 1,568,209 <LOSS-PROVISION> 8,658,067 <INTEREST-EXPENSE> 1,635,847 <INCOME-PRETAX> 63,655 <INCOME-TAX> (41,500) <INCOME-CONTINUING> 105,155 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 105,155 <EPS-BASIC> .01 <EPS-DILUTED> .01