<ARTICLE> 9
<RESTATED>
<CIK> 0001030469
<NAME> ORIENTAL FINANCIAL GROUP, INC
<MULTIPLIER> 1000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-2001
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           7,687
<INT-BEARING-DEPOSITS>                         109,584
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                32,218
<INVESTMENTS-HELD-FOR-SALE>                    997,279
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        465,528
<ALLOWANCE>                                      6,972
<TOTAL-ASSETS>                               1,705,488
<DEPOSITS>                                     732,111
<SHORT-TERM>                                   824,038
<LIABILITIES-OTHER>                             32,947
<LONG-TERM>                                     12,125
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     33,500
<COMMON>                                        13,805
<OTHER-SE>                                      56,962
<TOTAL-LIABILITIES-AND-EQUITY>               1,705,488
<INTEREST-LOAN>                                  9,148
<INTEREST-INVEST>                               18,747
<INTEREST-OTHER>                                 2,474
<INTEREST-TOTAL>                                30,369
<INTEREST-DEPOSIT>                               9,610
<INTEREST-EXPENSE>                              23,884
<INTEREST-INCOME-NET>                            6,485
<LOAN-LOSSES>                                    1,400
<SECURITIES-GAINS>                             (3,705)
<EXPENSE-OTHER>                                  8,188
<INCOME-PRETAX>                                (2,996)
<INCOME-PRE-EXTRAORDINARY>                     (2,996)
<EXTRAORDINARY>                                      0
<CHANGES>                                        (164)
<NET-INCOME>                                   (1,880)
<EPS-BASIC>                                     (0.20)
<EPS-DILUTED>                                   (0.20)
<YIELD-ACTUAL>                                    7.19
<LOANS-NON>                                     16,609
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,837
<CHARGE-OFFS>                                  (1,813)
<RECOVERIES>                                       548
<ALLOWANCE-CLOSE>                                6,972
<ALLOWANCE-DOMESTIC>                             6,972
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0