Exhibit 23.4



                    CONSENT OF KEEFE, BRUYETTE & WOODS, INC.



         We consent to the inclusion in the Prospectus/Proxy Statement of MNB
Bancshares, Inc. and Landmark Bancshares, Inc. of the use of the form of our
opinion dated April 19, 2001, and to the summarization of our opinion in the
Prospectus/Proxy Statement under the caption "Opinion of LBI's Financial
Advisor." Further, we consent to all references to our firm in such
Prospectus/Proxy Statement.


                                      /s/ Keefe, Bruyette & Woods, Inc.

                                      Keefe, Bruyette & Woods, Inc.

Dublin, Ohio
June 6, 2001