SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): JULY 10, 2001


                              MEEMIC HOLDINGS, INC.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)




           MICHIGAN                      001-14673              38-3436541
(STATE OR OTHER JURISDICTION OF    (COMMISSION FILE NO.)      (IRS EMPLOYER
        INCORPORATION)                                      IDENTIFICATION NO.)


        691 NORTH SQUIRREL ROAD, SUITE 100, AUBURN HILLS, MICHIGAN 48321
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)


       REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (888) 463-3642


          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)



   ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.

                    (a)      Financial Statements of Businesses Acquired.

                             Not applicable.

                    (b)      Pro Forma Financial Information.

                             Not applicable.

                    (c)      Exhibits.




Exhibit Reference Number                          Exhibit Description
- ------------------------                          -------------------
                              
             99.1                MEEMIC Holdings, Inc.'s press release dated July 10, 2001.*

- -------------------
*Filed herewith.

ITEM 9. REGULATION FD DISCLOSURE.

On July 10, 2001 MEEMIC Holdings, Inc. issued a press release announcing that
Lynn Kalinowski has been selected to serve as acting President of MEEMIC
Holdings, and its wholly owned subsidiary MEEMIC Insurance Company. Such press
release is being furnished with this Current Report on Form 8-K and shall not be
deemed to be "filed" for purposes of Section 18 of the Exchange Act or otherwise
subject to the liabilities of that section.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                             MEEMIC HOLDINGS, INC.



Date:  July 10, 2001      By:  /s/ Christine C. Schmitt

                              ---------------------------------------------
                                   Christine C. Schmitt
                          Its:     Treasurer and Chief Financial Officer (as
                                   Chief Financial Officer and on behalf of the
                                   registrant)



                                INDEX TO EXHIBITS




           EXHIBIT NO.           DESCRIPTION
                              
           99.1                  MEEMIC Holdings, Inc.'s
                                 press release dated July 10, 2001.