<Page> PRICING SUPPLEMENT NO. 16 REGISTRATION STATEMENT NO. 333-71850 DATED MARCH 15TH, 2002 FILED PURSUANT TO RULE 424(b)(2) (TO PROSPECTUS SUPPLEMENT DATED NOVEMBER 6, 2001 AND PROSPECTUS DATED OCTOBER 25, 2001) CREDIT SUISSE FIRST BOSTON (USA), INC. MEDIUM-TERM NOTES DUE NINE MONTHS OR MORE FROM DATE OF ISSUE THE MEDIUM-TERM NOTES, AS FURTHER DESCRIBED BELOW AND IN THE ACCOMPANYING PROSPECTUS SUPPLEMENT UNDER "DESCRIPTION OF NOTES", WILL BEAR INTEREST FROM THE DATE OF ISSUANCE UNTIL THE PRINCIPAL AMOUNT THEREOF IS PAID OR MADE AVAILABLE FOR PAYMENT AT THE RATE SET FORTH BELOW. Agent: Credit Suisse First Boston Corporation <Table> Principal Amount: 110MM Optional Conversion: N/A Price To Public: 100.00% Optional Repayment Date: Non Call/ Life Underwriting Discount: N/A Percentage To Issuer: 100.00% Business Day Jurisdiction: New York Settlement Date March 15,2002 Initial Redemption Percentage: N/A (Original Issue Date): Specified Currency: US Dollar Initial Redemption Date: N/A Authorized Denomination: $1,000 and integral Annual Redemption N/A multiples thereof Percentage Reduction: Optional Extension of Maturity: Maturity Date: March 17,2003 Form of Note: Book Entry Fixed Rate or Floating Rate Note: Floating Rate Note Initial Interest Rate: TBD Interest Rate Basis: 3 MONTH LIBOR Maximum/Minimum N/A Initial Interest Reset Date: June 17th 2002 Interest Rate: Interest Reset Date(s): The17th of each June, September, December, March. Spread to Index: -4 basis points Interest Payment Date: Quarterly. Pays the Specify if Note is indexed, N/A 17th of each June, renewable, dual currency, September, December, amortizing, or OID, if applicable: March and maturity. Subject to the modified following business convention. Interest Determination Date: Quarterly 2 London Day Count: ACT/360 business days prior to interest pay date. Telerate page 3750. CUSIP: 22541FCG9 First Interest Payment Date: June 17th 2002 Settlement: DTC #355 </Table> -------------------------------------------------- CREDIT SUISSE FIRST BOSTON