<Page> HARTFORD LIFE INSURANCE COMPANY POWER OF ATTORNEY ----------------- David T. Foy Thomas M. Marra Christine Hayer Repasy John C. Walters Lizabeth H. Zlatkus David M. Znamierowski do hereby jointly and severally authorize Christine Hayer Repasy, Marianne O'Doherty, Christopher M. Grinnell, Thomas S. Clark , W. Michael Stobart, and Shane E. Daly to sign as their agent any Registration Statement, pre-effective amendment, post-effective amendment and any application for exemptive relief of the Hartford Life Insurance Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, and do hereby ratify such signatures heretofore made by such persons. IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney for the purpose herein set forth. <Table> /s/ David T. Foy Dated as of February 15, 2002 - ----------------------------------------------------- David T. Foy /s/ Thomas M. Marra Dated as of February 15, 2002 - ----------------------------------------------------- Thomas M. Marra /s/ Christine Hayer Repasy Dated as of February 15, 2002 - ----------------------------------------------------- Christine Hayer Repasy /s/ John C. Walters Dated as of February 15, 2002 - ----------------------------------------------------- John C. Walters /s/ Lizabeth H. Zlatkus Dated as of February 15, 2002 - ----------------------------------------------------- Lizabeth H. Zlatkus /s/ David M. Znamierowski Dated as of February 15, 2002 - ----------------------------------------------------- David M. Znamierowski </Table>