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                         HARTFORD LIFE INSURANCE COMPANY

                                POWER OF ATTORNEY
                                -----------------

                                  David T. Foy
                                 Thomas M. Marra
                             Christine Hayer Repasy
                                 John C. Walters
                               Lizabeth H. Zlatkus
                              David M. Znamierowski

do hereby jointly and severally authorize Christine Hayer Repasy, Marianne
O'Doherty, Christopher M. Grinnell, Thomas S. Clark , W. Michael Stobart, and
Shane E. Daly to sign as their agent any Registration Statement, pre-effective
amendment, post-effective amendment and any application for exemptive relief of
the Hartford Life Insurance Company under the Securities Act of 1933 and/or the
Investment Company Act of 1940, and do hereby ratify such signatures heretofore
made by such persons.

IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney for the
purpose herein set forth.

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/s/ David T. Foy                                              Dated as of February 15, 2002
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David T. Foy

/s/ Thomas M. Marra                                           Dated as of February 15, 2002
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Thomas M. Marra

/s/ Christine Hayer Repasy                                    Dated as of February 15, 2002
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Christine Hayer Repasy

/s/ John C. Walters                                           Dated as of February 15, 2002
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John C. Walters

/s/ Lizabeth H. Zlatkus                                       Dated as of February 15, 2002
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Lizabeth H. Zlatkus

/s/ David M. Znamierowski                                     Dated as of February 15, 2002
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David M. Znamierowski
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