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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 9, 2002
NATIONAL CONSUMER COOPERATIVE BANK
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(Exact name of registrant as specified in its charter)
United States of America
(12 U.S.C. SECTION 3001 ET SEQ.) 2-99779 52-1157795
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(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation or Organization) File Number) Identification No.)
1725 EYE ST., NW, SUITE 600, WASHINGTON, DC 20006
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (202) 336-7700
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Item 4. Changes to Registrant's Certifying Accountants.
On April 9, 2002 National Consumer Cooperative Bank ("NCB") determined not to
renew the engagement of its independent accountants, Arthur Andersen LLP
("Andersen") and appointed KPMG LLP ("KPMG") as its new independent accountants,
effective immediately. This determination followed NCB's decision to seek
proposals from independent accountants to audit NCB's financial statements for
the fiscal year ending December 31, 2002. KPMG was approved by the Audit
Committee of NCB's Board of Directors. Andersen's report on NCB's financial
statements has been issued in conjunction with the filing on April 1, 2002, of
NCB's Annual Report on Form 10-K for the year ended December 31, 2001.
During NCB's two most recent fiscal years ended December 31, 2001 and during the
subsequent interim period through April 8, 2002, there were no disagreements
between NCB and Andersen on any matter of accounting principles or practices,
financial statement disclosure, or auditing scope or procedure, which
disagreements if not resolved to Andersen's satisfaction would have caused them
to make reference to the subject matter of the disagreement in connection with
their report.
None of the reportable events described under Item 304(a)(1)(v) of Regulation
S-K occurred within NCB's two most recent fiscal years.
The audit reports of Andersen on the consolidated financial statements of NCB
and subsidiaries as of and for the fiscal years ended December 31, 2001 and 2000
did not contain any adverse opinion or disclaimer of opinion, nor were they
qualified or modified as to uncertainty, audit scope, or accounting principles.
A letter from Andersen is attached as Exhibit 16.
During NCB's two most recent fiscal years ended December 31, 2001 and during the
subsequent interim period through April 8, 2002, NCB did not consult with KPMG
regarding any of the matters or events set forth in Item 304(a)(2)(i) and (ii)
of Regulation S-K.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits:
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EXHIBIT NUMBER EXHIBIT
16 Letter of Arthur Andersen, LLP
Regarding change in certifying accountant
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
NATIONAL CONSUMER COOPERATIVE BANK
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(Registrant)
Date: April 12, 2002 By: /s/ RICHARD L. REED
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Richard L. Reed
Managing Director,
Chief Financial Officer